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You can’t predict what’s going to happen in your life. But you can still protect yourself against risks by purchasing a proper insurance policy.
Injury to the life insured resulting only and directly from an accident or through accidental means. This does not include all other medical conditions, diseases (except thoseinfectious disease listed) and illnesses even if those conditions resulted from or were insome way connected to the accident.
Death caused solely and directly by accident.
Sudden, unintentional, unexpected, unusual and specific event caused by something violent, external or something which can be seen, which happens at an identifiable timeand place and is the only cause of bodily injury.
Coverage shall extend to the following events subject to the terms and conditions of the respective benefits in the policy contract:
Life insured had not voluntary taken part or provoked act of terrorism (whether directly or indirectly) andthe life insured must be the victim from such act.
Life insured had not voluntarily taken part or provoked the act (whether directly or indirectly) and the lifeinsured must be the victim of the act.
Leisure and recreation purpose, not on a professional capacity or where the life insured would or couldearn income or remuneration from engaging in such sports.
Coverage shall extend to the following events subject to the terms and conditions of the respective benefits in the policy contract:
Within 52 weeks from date of accident. Pays a percentage of the face amount as stated in the Schedule of Indemnity.
Suffers bodily injury while riding as a fare-paying passenger in a public transport licensed by the local government for regular transportation.
Reimburse the expenses for any treatment done by a Traditional Chinese Medicine Practitioner or Chiropractor
